Friday, March 13, 2015

How much time do you spend managing your everyday finances?

I seem to spend a lot of time on things related to our everyday financial life. Today I spent a fair amount of time on these things.

- verified a credit was applied to our credit card for a returned item
- cancelled an automatic payment for a service we won't be using any longer
- called our health insurance to see why I am being charged a copay for an annual physical (the clinic charged for 2 office visits because we discussed my test results - guess they can do this???)
- filled out a form to get reimbursed for health care used by our pre-tax health savings account
- updated our checkbook for auto deposits and payments made through online bill pay
and
- contemplated what I am going to have to do to submit amended tax returns to the IRS and state due to a late input of information regarding taxable portion of my inheritance.

I also got to wait patiently while a clerk refused to read the instructions on how to use an online gift card I presented for a purchase. Instead she voided the entire sale. Finally her manager came over and quickly did it correctly.

I can see why some people just shove it all in a drawer or into the recesses of their mind. If I was still working full time I would be squeezing this all in between dinner and bedtime so I am grateful that I have the time to devote to it on a rainy and chilly day.

Now to figure out what documents I will need to present to prove my existence and current name so I can renew my driver's license! I am not renewing it until summer but I am starting now. Sigh.

5 comments:

  1. Yup- the paperwork for a woman to get a driver's license is crazy. You need: Birth certificate (cannot be a copy), Social Security card, three pieces of mail showing you live in the state, AND- and documents that show you have changed your name (divorce, marriage, adoption papers). IT is, officially, a nightmare. And people were worried about id for voting.

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    1. Yes, I read all of those requirements for people new to our state - because of course other states couldn't have done it correctly LOL. When we move I'm sure I will need all of those. It turned out the worst one for me for renewal is a utility bill as almost all only print out my husband's name. Since I have a passport and Medicare card that made two of the categories easy.

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  2. I often wonder how I got anything done while I was working... and we didn't have kids! How working parents do it, I have no idea. Both my husband and I keep getting our drivers licenses automatically renewed so, fortunately, we haven't had to prove who we are in a long time... good luck!

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    1. I agree about how we got everything done when we were working. We both worked full time and raised 2 sons. Didn't sit in front of the computer of tv LOL.

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  3. Next time you are scheduled for a physical ask for a lab slip and have your blood work done the week before. That way you can discuss results during the physical and not have to come back to do it.

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