We've been here before and as a federal employee Hubby just ignores the possibility of a government shutdown. He is a "non-essential" employee by the definitions used and would be sent home without pay if the shutdown occurs.
Since my corporate employment days when we knew that any day could bring layoffs we have made it a point to not live paycheck to paycheck and are very fortunate that it was possible to do so. I do remember the days of no savings when I was a poor student though and wonder how employees who may be in that situation are going to cope.
The situation also leads to thinking about cash flow once we are retired and there is no more money coming in to increase our savings or pay the bills each month from yet another paycheck.
Just some random thoughts on a gloomy, overcast day LOL.